InCred is a new-age financial services platform that leverages technology and data-science to make lending quick and easy. We give 3 kinds of loans – Personal Loans, Education Loans and SME Business Loans

InCred Financial Services Limited is our legal entity that owns the Non Banking Finance Company (NBFC) license granted by RBI. Our Personal Loan, Education Loan and SME Business Loan units lend through this entity.

InCred has enabled a customer –focused, human approach to lending. Our products are flexible and can be tailor made to suit the unique requirements of our customers. We leverage technology and data science to simplify the borrowing process and make it quick and hassle-free. Our products do away with heavy documentation and mandatory branch visits. The team at InCred comprises former bankers and finance professionals who have been active in the lending space for over 15 years. The team intends to leverage its deep experience and understanding of financial services and businesses to provide funding solutions to customers as per their requirements. Developing long term, sustainable relationships with customers, providing customized products and ensuring superior customer experience are some of the key focus areas for the team.

We provide 3 kinds of loans – Personal Loans, Education Loans and SME Business Loans.

InCred provides short term unsecured personal loans to retail customers with ticket sizes of Rs 50,000 to Rs 7.5 lakhs.

InCred provides long-term loans to students pursuing higher education both in India as well as overseas. Loan sizes range from Rs 2 lakhs to Rs 100 lakhs.

InCred provides both short-term working capital as well as term loans to small and medium enterprises. Loan sizes range from Rs 1 lakh to Rs 10 crore.

A personal loan is an unsecured loan for your financial needs like medical emergencies, planning a holiday or a wedding, purchasing a consumer durable or meeting an unexpected cash flow need. Loan ticket sizes range from Rs 50,000 to Rs 7.5 lakhs.

The documents required are KYC Documents + Income Documentation.

12,24,36,48,60 months

Once your loan is approved, and disbursed, you will be required to pay back the loan in Equal Monthly Installments (EMI), which will be automatically debited from your bank account via ACH.

Minimum 75,000 to 15,00,000. However, the actual loan amount eligibility will be calculated based on your income and other parameters .